How to Invest In Yourself So You Can Make a Living Writing

Invest in yourself. You know thats something you truly want to do, but you cant pull the trigger. You are being pulled in all directions from work to family to self-care and even taking care of aging family, your passion is pushed to the wayside. Another day, you tell yourself. When my children go to school, thats when Ill invest in myself. But, Im here today to help you see there is no shame in investing in yourself today. This will make you a better person overall, a healthier person and a successful business owner. Because you do want to focus on your passion. And if you can monetize that passion, investing yourself was worth it then, eh? Make this year the year you re-invent yourself, follow your passion of writing and become a freelance writer. Invest In Yourself Whats your passion? Im hoping its creativity and writing 🙂 Ive helped thousands of people become freelance writers. Many of them have a deep-seeded passion to write. They wrote stories as little children, took creative writing classes in high school, but then they grew up. They focus on getting that job that will secure their way of life and stopped writing. Years go by, and theyre doing well creating the life they want, but they fundamentally know there is something missing. Its that creativity they felt when they wrote. And the more they think about writing, the more it pulls them in. They declare in a whisper, yes, I want to pursue writing. That was the first step in investing in yourself. This declaration is what can carry you to make your choice a real action. But, as soon as you declare this want, your logical brain steps in. Ahem, you cant make a living writing you know! Theres no money in writing! And you start to believe this. Im here to say, NO! Thats simply not true. You can monetize your passion. If writing is your passion, you can make money writing. But, for that to happen, you need to invest in yourself. From education to tools and resources, to make that choice a reality, you have to do the work. 9 Ways to Invest In Yourself So, you want to be a writer? Freelance writing is a great way to make an income from writing. You essentially write for others like businesses, brands, start-ups etc., and they pay you to write for them! Sweet! Lets look at 9 ways you can do to get started on your path to becoming a freelance writer. 1. Educate Yourself The first step to investing in your passion is to educate yourself about writing and freelance writing. Hop on Google and search for freelance writing. See what advice pops up. Get to know blogs that focus on freelance writing. My favorite are: FreelancerFAQs WritetoDone TheWriteLife Spend time in learning more about this field of freelancing or writing. If you enjoy podcasts instead, there are wonderful podcasts for writers that can help you learn more about freelance writing: High Income Business Writing Podcast Grammar Girl The Copywriter Club In any case, start your learning now! 2. Save Money You know you hate your job and you want to quit, but you cant do it today. You have to plan to invest in yourself and that means starting to save money so that you can take the leap into freelance writing. Writeto1k course student Mike made sure to save a lot of money before he quit his 9-5 job. This ensured him that he could plan out his strategy to land clients and get freelance writing work. So, while you spend the time learning, also start saving every week or every month. This might mean less Starbucks lattes or less eating out. Remember, you are investing in yourself and thats okay! Its okay to save for that investment 🙂 Get My Free Course on Getting Paid to Write Online 3. Carve Out Time Many people that want to make a living from writing, say they just dont have the time. Thats why the tell themselves when my children start school, when I finish my degree But, you know what? You have to make the time. Carve time in your day to devote to your passion. This can be early in the morning, late at night, only on the weekends or an hour a day after supper. Start small and do one hour. When you are more comfortable or your day allows more time, increase to two or three hours at a time. When you do this, you give yourself permission to explore your writing passion. 4. Give Yourself Goals Goal setting is HUGE for success. If you write out your goals you are much more likely going to achieve them. So, while youre watching TV at night, get out your bullet journal or notebook and write out your goals to start freelance writing or whatever chosen passion you want. Some goals you may have are: Save $50 a month Write 500 words a day Read two freelance writing blog posts a day Quit my job in 3 months 5. Get Help Look doing this alone is difficult. I did it alone and I made a ton of mistakes. This just took me longer to reach my goal of becoming a profitable freelance writer. Im hoping my blog is a place to help you figure out the right way to do this. Its always a good idea to learn from those that have done it before you, and have done it successfully. For you, this might mean asking other freelance writers, investing in a course or talking about this with friends and family. Having that support is paramount to helping you succeed and monetize your passion. 6. See This Through It isnt enough to declare you want to start writing again. You have to see this through. From start to finish. This means investing in yourself! Break down the steps you feel you have to actually start getting paid for your writing. Also, give yourself a goal to landing at least one freelance writing job. This shows you that you did see this through and at that point you can decide if its worth it to pursue more. Some people give up. They land a low paying gig or they suddenly find themselves writing on a content mill. Others, luck out and land a great gig and take off. Still others, start off with low-paying gigs, but know there is better work out there (that was me!). So, give yourself a timeline and hold yourself accountable. 7. Be Committed As with anything new you try, stay committed. I know that may be hard with your passion. What if its months and you arent making money with your passion? How can you remain committed to this? I know thats tough. But if you set yourself up for success saved money, freelance writing on the side of your day job, and learned from someone who already did this you can still be committed and keep on trying. 8. Do the Work Okay! Now its time to take action. To monetize your passion you need to form a plan to get started. With freelance writing this may be: Figure outyour niche Create samples Connect with other freelance writers Build your social media profiles Pitch to job boards Looks like a lot, but remember, youre investing in yourself 🙂 Plus, I have a free course that goes through all those steps and more! 9. Give Yourself a Break Remember, the path to your passion isnt linear. There will be bumps and roadblocks during your journey. So give yourself a break. Sit back and re-asses what you are doing. I hear many stories from my subscribers telling me they started out doing all the steps to take action, but then there was a family emergency or their husband lost their job. They had to put their passion on the back burner for a while. Thats okay. Its when you come back to it that increases your chances youll succeed! Become a Writer Writing has always been your dream and now is the best time to turn that dream into a reality. Freelance writing will only get bigger online. More and more business will hire out their content writing for their blogs, email or lead generation content. You can be that writer and get paid for your writing! But, it all begins with the idea invest in yourself! Over to you tell me whats stopping you from investing in yourself?

A Knights Tale analysis of a film trailer Essay Example

A Knights Tale analysis of a film trailer Essay Example A Knights Tale analysis of a film trailer Paper A Knights Tale analysis of a film trailer Paper Essay Topic: Film Film trailers are a most effective and popular way to promote and advertise a film. They are shown at cinemas and on TV to catch the audiences attention and to let the viewer know what the film is about. They are often shown many months before the film is due for release to let fans know what their favourite stars are working on next. Sometimes when a series of films are planned the sequel trailer is shown at the same time as the first episode is being screened. An example of this is Lord of the Rings and Harry Potter. I have chosen to analyse the film trailer, which was used to promote A Knights Tale. I decided to use this trailer because A knights tale was one of my favourite films of last year! I like this film because it is so different. It is a historical film but it also is very funny and entertaining. It is a not-too-serious look at the world of medieval knights, chivalry and tournaments. All the historical details are there but they are given a modern twist, which appeals. A Knights Tale seems to appeal to a wide range of target audiences. My first reaction would be to say it is targeted at teenage boys and men because of the action and the big football link, but also the film could appeal to females as well because of the main star Heath Ledger. There is a hint of a love story, which instantly attracts girls. The film is rated, as a PG so would also be suitable as a family film. This film can be viewed on many levels. Very obviously it has action, but also quite subtle humour and it can be seen as a satire or parody on football. The Knights Tale is a new take on the Cinderella fairy tale. Its a rag to riches tale, which has eternal appeal to all ages. A Knights tale is set in medieval Europe. The people and the events in the trailer make this very obvious. Although it is medieval, it has a very modern twist because the characters behave in a modern way. The clothes worn while medieval looking would in some cases transfer really well into todays fashion. It is not a serious medieval film, but a fun, love and action story about dreams. The whole film has a very big link to modern day football or boxing. This was the sport of the time and the main source of entertainment. Even down to the last details it compares to football. In the trailer we see big roaring crowds, singing, cheering and chanting for their favourite knight. The supporters wear the colours of the knight and their shield, just like a supporter would wear a football strip. You also see people selling food, drink and flags just like hot dog vendors at a match. In the trailer you can see the crowd warming up and chanting the winners name. There is one clip in the trailer showing a helmet flying into the audience. It is made in slow motion and the crowd are jumping up to grab it just alike a football kicked into the crowd. Another clip shows the crowd doing a Mexican wave. This is linked to football because it first originated in the 1970 World Cup in Mexico. Just like football, jousting is in tournaments and finally leads up to a big world cup. The clips chosen, like most trailers, show off the most exciting parts of the film. At the start it is building up excitement with the crowd anticipating the sport. There is a big variety of film clips and it tells the basis of the plot, without giving too much away. This leaves the viewers with an idea of the story but still left wanting to no more. There are also a few hints of the romance in the trailer, which catches peoples attention. The trailer also identifies the main characters. Heath Ledger, who is quite well known, was main star. He has been seen in such films as The Patriot and Ten things I hate bout you. In this film he has the leading role, William Thatcher. In the start of the trailer you see him as a young peasant boy and then later an adult making his dream of becoming a knight into reality. The trailer concentrates mainly on him but you recognise his friends, a girl he might fall for and the bad guy. William is obviously the good guy. He wears quite poor clothes along with his friends because they are the knights servants and obviously peasants. One of his special friends is the poet and well-known writer Geoffrey Chaucer, who is famous for writing the Canterbury Tales, one of which is called The Knights Tales. The baddy (Adimar) is identified because he looks rich and wears dark clothes, mainly black. Perhaps this is to represent the dark side of his character. The girl Jocelyn is shown to wear exotic clothes, with bright pastel colours. The trailer is as action packed as the film with lots of images flashed onto the screen giving the impression of pace, excitement and combat; knights jousting, crowds roaring, swords clashing and heralds introducing champions. There is very little text because the emphasis is on action.

What are the curent demographics of the neighborhood Northwood in Essay

What are the curent demographics of the neighborhood Northwood in Baltimore - Essay Example e essay is divided into different sections beginning with the demography of the area and later key characteristics of Northwood in comparison with the other 54 CSAs. Later in the essay, we will learn on the improvement of Northwood and the negative characteristics that need to be improved for the benefit of the Northwood occupants and the image of this area. Northwood holds a population of 16,643 of 620,961 of the entire Baltimore City population. It is among the top ten most populated areas and just as the other CSAs its population is composed of more females than males where about 56% of the population is female and 44% are male. Baltimore at large is composed of different races and this is similar to Northwood as the area is occupied by 88.6% African-American, 7.2% white, 0.6% Asians, 1.5% people of two or more races and 0.4% other races. The African-American ratio to its population is much higher than the entire population ratio of Baltimore, which is 63.8%. The whites occupying Northwood is below the ratio of whites in Baltimore by 21.1% showing that other CSAs have more whites than Northwood (Renner, Ayodeji and Starke, 27). Baltimore is known for its ethnicity and diversity and this is not different from Northwood as it has a race diversity index of 22.5 compared to 54.5 of the entire neighborhood. 44.3% of the entire Northwood population are people between the age of 25-64 years whereas the population has the fewest number of people between 0-5 years this is similar to the population composition of most CSAs thus it is true to note that majority of the population in Baltimore is within the age of 25-64 years. According to vital signs 12, most of the households in Baltimore are headed by women due to the high rate of divorces in the area. This is not different in Northwood as women head about 55.4% of the households, which is very close to the 54.9% in the entire neighborhood (Renner, Ayodeji and Starke, 29). About 63% of Northwood population is

Research Paper Example | Topics and Well Written Essays - 1250 words - 21

Research Paper Example ounding, the Toyota Company was trying to contribute to a more prosperous society by means of manufacturing its automobiles and operating with a focus on vehicle production and sales (History of Toyota, n.d.). In the present time, the biggest Toyota competitors are the General Motors, the American automobile corporation, For Motors, the American company and Honda Motor Company, the Japanese automobile enterprise. The company is guided by the main principles, which are to honor the language and spirit of law of that country where it operates, contribute to the economic and social development through corporate activities, provides clean and safe products and to increase the quality of life through sustaining the high quality of the activities of company (Guiding Principles at Toyota, n.d.). There is no other industry in the world that the automotive one with the largest volume, capital, employees and annual turnover. Therefore, history knows hundreds of companies which emerged in order to display the certain country or the world their own provision in such industry. Toyota Motor Corporation is among them, having the long history of its performing and the story in which it faced challenges that taught it how to become the best Asian product known in the global market. However, due to the severe competitiveness, the immediate, impending and invisible, and the wide range of offers that Toyota’s competitors are ready to provide to their customers, the company should always think of new strategies and ways of how to improve its performance in order to stay on the world leading position. The important strategic marketing objective of Toyota is to build sales by widening the market. Therefore, Toyota moved towards in its product branding from the corporate branding con cept, presenting its Lexus as the outcome of this strategy. As it is seen on the Figure 1, there is an increase in sales and production of Toyota vehicles since 2008 (Review of operations, 2014). Moreover,

Examine and assess how political order is made and repaired Essay

Examine and assess how political order is made and repaired - Essay Example For example between right-hand-driving and left-hand-driving, they may be indifferent in terms of advantages or disadvantages. In some countries the system of right-hand-drive is followed, and in the others it is left-hand-drive. However, for orderly movement, either right or left-hand-drive is required to be followed, and not both, in a particular country. congestion in roads, pollution, etc. Traffic controls and the related group behaviors resulted into major issues of social order. Road user charges and congestion zone charges and toll charges were used as tools for recovery of cost and as a form of control to bring down the level of traffic. In the case of unwritten rules, assumptions and interpretations come into play. These are largely governed by customs in a society, which vary from place to place. Therefore, for the persons living in an environment which is new to them, the assimilation process or adjustment and readjustments would be frustrating initially. Understanding the disparities within the society and among the societies is very important since these are the two fundamental factors which governs social as well a political order. There are disparities in a society on account of income levels. The governments constantly endeavor to narrow down these disparities, and introduce social welfare programs for economically weaker sections of the society to ensure peace in the society. But, the disparities exist within the society on account of caste & creed, color, origins, religions, culture, etc are deep rooted.   The social order becomes vulnerable to these factors, if common minimum standards are not worked out and accepted by various groups of the society. These common minimum standards are naturally evolved, in different walks of life over a period of time and form the basis for all the activities in the society. â€Å"Ever since the man started living in group, it became an endeavor of the persons to understand the group for

What extent could government policies affect house prices

What extent could government policies affect house prices In 2009 British house prices has first to their annual decline since at least 2002. According to the British media, home prices in London actually faced the worse prices down 5.3%. The London Housing Prices are perhaps one of the most popular issues of discussion in UK. To some extent this is due to the fact housing prices have nearly trebled since the mid 1990s. Because of this landlords have seen huge gains of wealth which has left with a apparently impossible task for those trying for buying a house. Since the Wall Street crash in 1929, the economies situation in 2009 was described as the worst financial crisis. The unemployment, credit crunch, failing banks and businesses led the economy into a prolonged recession. The UK housing market is cyclical and is quite familiar with the booms and busts of the economic cycle. The UK housing market is very fundamental sector in the economy. The country performance as a whole is closely related with the performance of the housing market. Before the crises the situation of the countrys economy was that there was huge amount of money flowing in the economy, due to attractive demand banks were confident to lend the money, but the dealings of 2009 came about when the banks failed to collect all the money back they lent, therefore they reduced their lending which leads to collapse of large banks in the market. Ultimately the result effected the consumers that now it became difficult for them to obtain a mortgage from banks. Now the only way to get hold on a house left with cash transaction which results in fall in demand for housing. People started to rent a house rather buying. Therefore, a decrease in demand for housing results in house prices were failing. This is perhaps due to the factors that determine the prices of houses in a free market. So if we study the last three years of the housing market it will show us a very interesting picture. But at this stage we need to take into consideration those factors which affect the housing prices. Following are the key factors that play a very important role to determine housing prices in a free market Source: http://www.mortgageguideuk.co.uk/house-prices/what-factors-effect-house-prices/ Factors That Affect House Prices in UK House prices are affected by a combination of supply and demand factors. Demand Side Factors: These are the basic factor which plays an important role in determination of the house prices. If demand is higher than the supply housing prices will increase and if demand for the house is lower than the supply ultimately prices will decrease. The new housing societys development is very low in UK as compare to demand, which is the fundamental reason for higher housing prices. For house prices to fall, the demand would need to fall extensively. Of course there are many factors that determine demand for houses. Economic Growth / Real income. High economic growth and diminishing unemployment increases disposable income meaning people can spend more on buying a house. It also increases confidence in buying a house. Moreover, the significant rise in Per Capita Income enables people to spend more on buying a house in a free market. By tradition, the mortgage ratio was 3 times of the salary. For instance, if there is a person who earns  £20,000 the building society would led him  £60,000. Therefore, rising incomes leads to rise in housing demand which further enables house prices to rise. On the other hand if the economy goes into a recession and unemployment rises, the demand for buying houses would fall significantly. Interest Rates Interest rates affect the cost of paying for a mortgage. Mortgage Interest Rate is the most important factor that affects housing prices. The cost of interest payments on mortgage depends on the interest rate set by the Bank of England. If interest rates are raised, the cost of mortgage repayments rises this discourages people from buying and it may force people to sell. For instance, in 1992 interest rates were rose over 12% which caused a large fall in demand for housing and house prices fell. However, in 2009 interest rates have been cut very low (1.5%) but demand is still falling. Though it is cheap to pay a mortgage, but, this is outweighed by the fact mortgage availability is low and confidence is low. Availability of Mortgage Finance Study shows that in 50s, 60s and 70s, there were strict restrictions about the availability of finance. However, with the increase in deregulation of the banking sector there has been rise in competition in the number of mortgage products like interest only, self certification mortgages and mortgages up to 6 times income have enabled people to get more mortgages, which leads to increasing demand for housing. However, during the credit crunch of 2008, the number of mortgage products on offer fell due to a deficiency of finance in the money markets which leads to decrease in demand. Demographics / Population The growing levels of net migration are increasing demand for houses. The immigration from Eastern Europe, like Poland and Romania are enhancing the UK population. Therefore, initiating increase in demand. Moreover, growing number of households are demographic changes such as number of people living alone. E.g. rising divorce rates have raised number of single people living alone. Future Price Expectations. There is an aspect of hesitant buying in the housing Market. This is mainly the case in the buy to let market. When people look forward to falling house prices in 2008, it may give confidence to people to sell and cash in their capital gains. If we are not careful falling prices can create a multiplier effect where others are positive to sell. Obviously, most people buy a house to live in, not as an investment. But, diminishing prices will encourage some prospective homeowners to rent rather than buy. Speculation Everyone doesnt buy a house to live in it. An increasing number of property investors buy houses to try and make both capital gains and income from renting. During the past few decades the number of buy to let investors in the UK has risen. Although UK house prices have increased faster than inflation, renting has also become expensive which is the main substitute to buying a house. Supply side Factors This is a second most important factor that affects the housing prices in a free market. A decrease in supply is also responsible to raise housing prices, especially in long term. Some predict UK housing prices will significantly rise in long term due to long-term shortage of supply. In the US housing market, they currently have a surplus of supply so a bounce back in the property market is unlikely. In the short run Supply of housing is fixed because it takes time to build houses. Therefore in the short run demand affects prices more than supply. However if the supply of housing is inelastic then an increase in demand will lead to a big increase in price. In the long Run the supply of housing is affected by many factors: Market Reaction If people observe house prices increasing and they expect prices to keep on rising, more people will buy a house. Also, when confidence in the market is high, lenders are more willing to lend mortgages with small deposits / large income multiples. But now in 2009 confidence is very low, people see house prices falling so dont want to buy and banks dont want to lend mortgages without a big deposit. Location The locality causes major variations in UK house prices by geographical area. Even within different areas of London, house prices can vary terrifically. Availability of planning permission. This is difficult to obtain in rural areas. Opportunity cost for builders e.g. are there better returns from other types of investment. Existing houses may be knocked down because they are deemed unfit to live in. An increase in the cost of building new houses will shift supply to the left. In the UK, it is argued there is a significant shortage of housing is this explains why house prices have risen much faster than inflation and earnings. However, in the US, the supply of housing increased in the period upto 2008 and therefore, the excess supply and falling demand led to a big fall in demand. However, it is important to note that house prices can still fall, even if there is a shortage of supply. In 1992, house prices in London fell over 20%, even though we can say supply is inelastic. A shortage of supply just means they will be on average higher. It doesnt mean they are incapable of falling. http://www.uk-houseprices.co.uk/housing_market/factors_affecting_prices.html Why House Prices are falling in the UK Since the peak in July 2007, UK house prices have fallen considerably. Following are the main reasons for falling house prices: Difficulty of Getting Mortgage due to credit crunch. Low affordability (high house price to income ratios) Economic recession and rising unemployment. Nobody wants to buy when house prices are falling. Government Interventions in Determining the Interest Rate in UK It is the responsibility of Monetary Policy Committee (MPC) and Bank of England to set Interest rates in UK. The MPC works independently from the Government. Before 1997, interest rates used to be set by the Chancellor. It was argued, with a degree of justification, interest rates were subject to political motivation. The government now just sets the MPC an inflation target of CPI = 2% +/- 1. The MPC aims to keep inflation as close to this target as possible. If inflation is above or below this level, the governor of the Bank of England has to write a letter of explanation to the chancellor. In theory, they only target inflation; however in practice they may consider the effects of interest rate changes on economic growth, unemployment, and to a lesser extent the housing market and the exchange rate. http://www.articleclick.com/Article/Factors-that-Affect-Property-Value/2491 The Government is in a way trying to prevent house prices falling by: Bailing out banks and encouraging them to lend e.g. RBS, Northern Rock etc. The MPC is drastically cutting interest rates to make borrowing cheaper. The government is putting pressure on the banks to pass these rate cuts on. Reduction in VAT and increased spending, could limit the extent of the recession. On the other hand, in the current economic crises it is difficult to see any government policy which could successfully prevent house prices fall. This is due to that there is a very strong negative momentum in houses prices, people think that they are overvalued and banks dont want to lend. Hence it doesnt make any difference what so ever government says or tries to do. The only policy which really would have stabilized house prices would be better stabilization of the credit boom and bust. If the government had forced banks to save more and share credit in the boom, the boom would have been less and banks would now have more resources to maintain lending in the current recession. So, the government cant really stop house prices falling. But, they should find much better policies to prevent a repeat of the boom and bust we have experienced twice in the past 17 years. London Housing Market Problems in the London Housing Market First Time Buyers struggling to get on Property Ladder The house prices have been increasing faster than incomes, which is making it more difficult for first time buyers to get on the property ladder. According to the Halifax the first time buyers in London need an average deposit of over  £41,000. So it becomes difficult for them to arrange the huge initial investment to get hold on a house. Supply Growing slower than demand The number of new houses and housing societies being built in London is very low. The main reason for this is the limited area of land within the city where new houses can be built. However the demand for various factors is keep on growing, such as net immigration and changing demographic factors. Shortage of Housing for Key Public Sector Workers The high rise in house prices to earnings means that there are many public sector workers like; nurses, teachers, fireman, policeman and civil servants are struggling to get hold on the property. For instance, comparing the average income of teachers in Greater London, the ration of House Prices has increased 4 times income (2003) to 7 times income (2009). With a shortage of key public sector workers the NHS, for example, has to encourage the migration of foreign nurses to fill the many gaps in its London hospitals. Speculative Buying creating potential for Boom and Bust There is a significant rises in house prices has been seen by the London Housing Market, regardless of the monetary falls in the early 1990s, it is seen as a good investment. As a result it has encouraged investors from abroad and UK to buy a house and make huge capital gains. In response to this the market has squeezed by increase in demand. Facts about London Housing Market There are over three million households in London. The amount of new developments of houses and housing societies in London represents a very tiny proportion of the total stock even less than 0.5 percent. London House Prices Average London property price is :  £351,028 April 2007 The most expensive area is Kensington, Knightsbridge and Chelsea average house price is  £918,000. The cheapest area in London is Barking and Dagenham where average house price is  £181,802. 1990s the market witnessed falling prices with some house owners experiencing negative equity. The supply and demand graph show what has happened, due to declining incomes and consumer confidence and growing unemployment, the demand for housing shifted to left from D1 to D2. The Initial price was at P1 but due to surplus supply where demand go beyond supply) there was downward force on prices to decline to P2. Therefore the housing market in this case restricted from area 0P1E1Q TO 0P2E2Q. The supply curve for housing at any moment is actually unchanging. So a decrease in demand decreases prices rather than Quantity. After the utmost recession the UK economy jumps into action with an increase in GDP of 0.1%. The current position of the housing market in the UK is quite astonishing. House prices have been increasing constantly since May 2009 according to nationwide. With the low interest levels of 0.5% by the Bank of England have helped make mortgages more reasonable. Some argue that house prices have risen due to a shortage in supply since home owners are tentative to sell at current prices. The diagram shows a pointed recover in the prices of houses from early 2009, and a constant rise up till now. Source: http://www.bankofengland.co.uk A further explanation for this sharp rise in prices could be due to a lack of supply in the housing market. There is ambiguity in the market which is averting people from putting their estate on the market, this theory of hesitation and reluctance to put the property on the market can be down on a supply and demand diagram below. Source: http://www.nationwide.co.uk/hpi/archive.htm S2 P3 S S1Higher demand with squat supply has lead to the situation in the diagram. Due to low interest rates, affordability of housing has improved, lifting demand from D1 to D2. At the same time reluctant home owners have not put their properties on the ladder, leading to a fall in supply for houses from S1 to S. Overall this creates an upward force on prices from P1 to P3. Q2 Q Prediction: Anticipating amidst such an unsure economic environment can gently be depicted a challenge. Reviewing at the data of house prices it can be said that in the short-term future prices are probable to increase, as they have done in recent times, but in the medium to long-term are possible to fell down. House prices are possible to change with respect to region; London is most probably going to see a relative raise in prices as other area may not see such a positive coefficient of growth in prices. It is essential to be rational in ones judgement since interest are indubitably going to rise, an signal that mortgage rates will rise thats why demand will decrease in the housing sector, gloomy prices. Pay rates are likely to increase again in the next few years, results in more confidence and belief in buyers so one could argue demand may rise. Assumption will also play an important role; housing is generally seen as a good investment, and buying a property during the start of the growth ca n lead to great rewards, if house prices go on increasing. But it is simple said than done, the economy is on a feeble improvement, increased taxes are likely and the public is expected to cut back their expenditure as people will wish to cut the size of their liability load. Interest rates will play a important role, there are many factors that will keep interest rates low; the UK budget deficit is increasing to 12% of GDP, this shows a deprived financial position of the government. To get better their position the government will compel lofty taxes and lower expenditures. But if taxes rise, this depreciation fiscal policy could slow down improvement so interest rates are likely to stay low. Given the overall fragile revival the Central Bank is to be expected to keep interest rates low. Given the increase of VAT back up to 17.5%, expanding oil prices and growing house prices the government may raise the traditionally low interest rates to stop any future inflationary anxiety, but i n my judgment interest rates if they will raise in the near future are not likely to increase before the end of 2010. Source: http://www.economicshelp.org/ onomics/uk-economy-2010/ http://www.mortgageguidk.co.uk/blog/interestinterest-rate-predions/http://www.statistics.gov.uk/cgget.asp?id=19 Conclusion In general it seems that the UKs housing market has seen the poorer, and is expected to enjoy its boom days in the near future. But it is hard to evaluate the healing as it will depend upon the future interest rate. The size of the interest rate will have its according impact, if we experience a reasonable increase in the interest rate than we can anticipate a good constant recovery while mortgage repayments will not shoot up and people will have time to adjust to the increase, expecting that peoples earnings rise along with the interest rate. A big raise in the interest rate might slow down the Housing market growth, since there will be a rapid variation in the mortgage repayments, this may further discourage the housing market transferring the economy into a double-dip recession. The performance of the economy is a key role in the next few years, and this is extremely dependent upon government policies. To risen the overall economic growth, government may try an augmentation strate gy, but this again will be very arguable as the government is already in a poor financial picture. So the government wishes to play around with its tools it has in hand to twist the economy back into a secure position, which will then along with it lead to a health UK Housing market.

Robert E. Lee Essay -- essays research papers

The battle of Gettysburg was fought on July 1 through July 3, 1863, considered by most military historians the turning point in the American Civil War (Johnson 84). The Battle of Gettysburg was a decisive engagement in that it arrested the Confederates’ second and last major invasion of the North, destroyed their offensive strategy, and forced them to fight a defensive war in which the slowness of their manufacturing capacity and transportation facilities doomed them to defeat (McPherson 25).   Ã‚  Ã‚  Ã‚  Ã‚  The Army of the Potomac, under the Union general George Gordon Meade, numbered about 85,000; the Confederate army, under General Robert E. Lee, numbered about 75,000 (Johnson 90). After the Battle of Chancellorsville on May 2 to 4, an important victory for the Confederates, Lee divided his army into three corps, commanded by three lieutenant generals: James Longstreet, Richard Stoddert Ewell, and Ambrose Powell Hill (Johnson 91). Lee then formulated a plan for invading Pennsylvania, hoping to avert another federal offensive in Virginia and planning to fight if he could get the federal army into a vulnerable position; he also hoped that the invasion might increase Northern war-weariness and lead the North to recognize the independence of the Confederate States of America (Johnson 85). In pursuit of this plan, Lee crossed the Blue Ridge Mountains, proceeded up the Shenandoah Valley, and, crossing Maryland, entered Pennsylvania (Clark 86). Upon learning federal troops were north of the Potomac, Lee decided to concentrate his whole army at Gettysburg (Clark 86). On June 30, Confederate troops from General Hill’s corps, on their way to Gettysburg, saw federal troops that Meade had moved down to intercept the Confederate army (McPherson 102). The Battle began on July 1 outside of Gettysburg with an encounter between Hill’s advance brigades and the federal cavalry division commanded by Major General John Buford, supported by infantry under Major General John Fulton Reynolds (McPherson 103). Hill encountered stubborn resistance, and the fighting was undecided until Ewell arrived from the north in the afternoon. The Confederates pushed against General Oliver Howard’s corps and forced the federal troops to retreat from their forward positions to Culp’s Hill and Cemetery Ridge, southeast of Gettysb... ... captured or missing (Johnson 91).   Ã‚  Ã‚  Ã‚  Ã‚  Lee retreated west and southwest through Hagerstown, Maryland and into Virginia. Imboden’s wagon train, composing of wagons and ambulances, stretched for over 17 miles (Johnson 190). Meade considered pursuit, but determined that the defensive nature of the Appalachian passes prohibited full pursuit (Johnson 191). Meade did harass Lee’s retreat, which resulted in minor skirmishes and capture of various Confederate units, but did not materialize (Johnson 191). Meade’s decision not to pursue Lee angered Lincoln, who expected a decisive victory (Johnson 192). Also, the lack of vigorous pursuit showed Meade as being too cautious. Lee hurting from Gettysburg, was forced to return to Virginia. The war was far from over and lasted another 2 years (Johnson 192).   Ã‚  Ã‚  Ã‚  Ã‚  The Gettysburg Address, a famous speech, was delivered later that year by United States president Abraham Lincoln on November 19, 1863, at Gettysburg, Pennsylvania (McPherson 192). He presented it in dedication of the Gettysburg National Cemetery honoring those who died in the Civil War Battle of Gettysburg.

College and Dear Esteemed Members

Dear Esteemed Members of the Admissions Committee:I am submitting a letter of petition for readmission for the Fall 2011 term. I was dismissed from the university in 2005 for poor academic performance. Upon my entrance into the university I have always been very studious which has led me to excel academically throughout the years. When I began my studies at — I was ignorant of so many things. I didnt really pick up on college regulations and penalties comfortably until my sophomore year. It was then when I learned that I unfortunately didnt drop a class I thought I had dropped. I learned my lesson and became very familiar with the college catalog at that point. During my enrollment at —-, I truly tried my best but it was not good enough. I was devastated to see how I was performing when I knew I was capable of doing better. I graduated 3rd in my class with a 4. 2 on a 4 scale. I had never performed so poorly, EVER! As depressing as this was for me I never gave up. I kept striving for better results but in the end I had to face reality. When I was dismissed from the university I blamed myself for my failures. I was too proud to admit that there were underlying causes that led to such a poor performance on my behalf. When there are problems in my life I usually find ways to deal with them without making them known. Ive re-evaluated the situation and have come to the conclusion that I was in denial of the issues my medical condition was causing me. I am a type 1 diabetic which was not under its best control during my enrollment. I never wanted to admit that it was causing me problems but I realize that it needs to be known and I should not be ashamed of it. My health caused me to be in an uncontrollable state of drowsiness constantly. On some occasions it required hospitalization. There were times I woke up on my floor confused and out of touch with reality. The hospital became my second home. It seemed as if I wasnt at school or the dormitory I was in the hospital. During lectures, tests, and study sessions I fought to stay awake but I did not always win. I studied every chance I was given because I knew it wouldnt be long before my immune system got the best of me. Ill never forget one instance where I wanted to stay awake so desperately to study for finals I took 2 NoDoz pills (400mg of caffeine) and fell asleep almost instantly. Despite all my attempts to persevere, I still didnt want to accept that my diabetes was hindering my studies. Since dismissal I realized that I needed to make a drastic change not just for scholastic purposes but for my overall wellbeing. I teamed up with a dietitian, joined a workout program, and started on an insulin pump. Ive seen and felt a dramatic improvement in my health condition. I no longer encounter any of the issues I did while in college. I have also taken a couple of courses at a community college. For the most part Ive been working to gain experience in my field of study. I would like to be given another chance to prove the magnitude of my academics. My diabetes has maintained great control for a long time now. I am confident that it will remain that way. Im not far from graduation and my hunger for it couldnt be any stronger than it is now. I will send weekly progress reports if I must just to show how sincere I am. I have formulated a personal DARS report as a guidance tool to graduation. I have 45 hours left to complete. My plan is to take 2-3 courses each semester up until graduation. Following that plan will allow me to graduate in the spring of 2013. Included in this letter you will find medical records, transcripts from courses I have taken outside of ——, and other documents supporting this letter. Records-explanation of records (This is not part of the letter but what I will provide with letter)A1C levels; how they can affect ones stateIntensive care unit for kidney infectionHospital visit datesDietician datesCurrent A1C (Average for diabetic blood sugar levels)Letter from exercise programsLetter of recommendation from employers showing work ethicIdk if all the things I will include with the letter are necessary. Should I add or subtract anything? Also most colleges want you to attend another college for a year with a show of progression. I have only completed 16hrs since dismissal. I did four 4hr classes and received 3 A's and a C. Do u think I'll be readmitted on these grounds

Impact of Perry essays

Impact of Perry essays On July 8, 1853, Commodore Matthew Perry of the United States Navy, commanding a squadron of two steamers and two sailing vessels, sailed into Tokyo harbor, carrying the message to the Japanese authorities : Agree to trade in peace, or suffer the consequences in war.(Andrew Gordon, Modern History of Japan, p49). His mission signified American interest in Japan trade. After taking over California from Mexico in the 1848, Americans wanted to become a commercial power in the Pacific. Also, with the whaling supplies exhausted in the Atlantic, Americans and British whalers had ventured into the Pacific waters and facing the competition of the British, the American wanted Japanese to sell coal to their naval fleet and allow resupply stops for the whalers in Japanese ports and to open Japan as a new market for their manufactured goods. Japan at this time was ruled by the shogun from the Tokugawa family and during this period, Japanese contacts with outsiders were severely limited, primarily due to the fear of the shogun and the other samurai that outside contacts presented a potential threat to their power. In response to this incident, the shogun ordered defence to be strengthened along the coastline and rumours of impending war sparked off panic in Japan. Also, the shogun did something unprecedented and unusual, he actually requested the various daimyos submit their advice on how to best deal with the Americans in hope of rallying a consensus for his choice to make some concessions and avoid war(Gordan, Modern History of Japan, p49). In early 1854, he returned with a fleet of 9 ships and the Japanese tried to intimidate the Americans but to no avail, and faced with the firmness of Perry and aware of their military strength relative to the Americans, the shogun signed the Treaty of Kanagawa which opened 2 ports(Shimoda and Hakodate) to the Americans. This event was followed by similar treaties with other Western p...

The Feast of the Tabernacles Essays

The Feast of the Tabernacles Essays The Feast of the Tabernacles Essay The Feast of the Tabernacles Essay Essay Topic: East Of Eden The Feast of the Tabernacles Name: Course: Date: The Feast of the Tabernacles The Feast of the Tabernacles is considered as among the seven annual biblical festivals. The feast was introduced to the Israelites during the exodus. It is considered as a pilgrimage whereby all Jews journeyed to Jerusalem to observe the feast. As one of the feasts observed by the Jews, The Feast of the Tabernacles is considered as a means provided by God in order to fulfill his plan for mankind. This feast is deemed as a banquet that was a celebration of the blessings of God that were provided in abundance in order to coincide with the harvesting which occurred during fall. The Feast of the Tabernacles is also a representation of God’s faith to the Israelites after their exodus from captivity in Egypt, a memorial of their wandering through the wilderness, and life in the tabernacles. Essentially, the deepest meaning to Christians from the feast is the return of Christ and the commemoration of his return for his rule on earth. Literature provides that Jesus was probably born during the fall period that is relative to The Feast of the Tabernacles. The coinciding events, the birth of Christ, and the season of harvesting in the fall were an indication of the abundance of the blessings of God (Stalley, 2000). Christ is termed as man’s greatest gift from God. God provided mankind with Jesus Christ as an indication of his willingness to provide man with an avenue to redeem himself and reunite with God. Essentially it was an indication of the desire by God for man to save himself after the disappointing fall from grace in the Garden of Eden. Hence The Feast of the Tabernacles is essentially fulfilled in the second coming of Christ. The second coming will provide Christ with an opportunity to tabernacle among his flock. This will be made possible as Jesus Christ will assume the title King of kings and Lord of lords and ensuring that he provides rests to all the burdened (Towns, 2002). Mankind is burdened with sin and misfortunes attributable to the fall of humanity. The second coming is termed as the ultimate and climax of The Feast of the Tabernacles. This is because mankind will rejoice at the second coming of Christ as he will provide mankind with the much needed rest from their daily burdens of sin. Additionally, the reunion of Christ with mankind is joyous as this will provide mankind with the chance for eternal redemption and a place with the Creator and Son of God in the Kingdom of God. The symbolic return of Christ is symbolic in that it indicates that achievement of eternal existence and the loss of burdens of sins and achievement of happiness and joy brought about by the resurrection of Christ and his attainment of the throne (Stalley, 2000). The achievement of the eternal life marks a pivotal point for mankind. Hence Jesus could be termed as a symbol of the feast, which is the attainment of eternal life and peace. In addition, his resurrection, ascent and return to earth for a reunion with his disciples is similar to the exodus of the Israelites from the Egyptians where they were held in captive. In addition, it is also a reward from God to the Israelites for their belief in God to lead them to the Promised Land (Morris, 1989). Hence Jesus made a promise to mankind that he would return to save those who had faith in him and who believed in his teachings. More so, it was an indication of His second coming to take his people home. Such a reunion of the body in Christ is also similar to The Feast of the Tabernacles whereby all people brought together their harvests, sacrifices and offerings. In conclusion, The Feast of the Tabernacles is symbolic to the life of Christ and his coming into the world (White, 1971). His birth in Jerusalem is presumed to have occurred during that harvest in the fall, a period which people congregated in Jerusalem in order to celebrate The Feast of the Tabernacles. This was a means of rejoicing to God for his abundance in blessings. Additionally, The Feast of the Tabernacles reaches a climax in the second coming of Christ whereby he indicates the end to human suffering and the achievement of eternal life. References Morris, L. (1989). Jesus is the Christ: Studies in the Theology of John. Grand Rapids, MI: Eerdmans Publishing Company. Stalley, R. A. (2000). George Edmund Street and the restoration of Christ Church Cathedral, Dublin. Dublin: Four Courts Press. Towns, E. L. (2002). The Gospel of John: Believe and Live: Twenty-First Century Biblical. Ed. Mal Couch and Ed Hindson. Chattanooga, TN: AMG Publishers. White, J. (1971). The second coming of Christ: Or, A brief exposition of Matthew Twenty-four. Battle Creek, Mich: Steam Press of the Seventh-day Adventist Pub. Association.

Short informational report Essay Example | Topics and Well Written Essays - 750 words

Short informational report - Essay Example There is a need of Education that is formal in this area to improve the efficiency and effectiveness of this program (Kotler, Brown & Armstrong 2004). Growth Projections: There has been an increase in sale of cutlery and kitchen utensils in China. The Cutlery and Kitchen Utensil Manufacturing Industry is growing at a rate of 13.9% per Annum, and the approximate revenue in this market is $ 17 billion. In addition, there is growth in the number of companies that produce cutlery and kitchen utensils. The businesses in this industry are 1194, and the total number of employees is 233,532 (Wood, 2013). This growth is a result of the increasing purchasing power in the country caused by the improved economy. There is an increased demand in the domestic markets, due to the increasing rate of western influence on dietary and culinary. This has resulted in Chinese raising the standards of living. The Company has to keep up with the market growth since this creates a great opportunity for its ex pansion. The production industry, therefore, should ensure there is increased innovation and implementation of new and unique ideas to attract and retain consumers. The management should create a good working environment and improve the treatment of employees, such as increasing payment and incentives. This would lead to the attraction of the best talent and skills. The managers could introduce new marketing activities such as internet advertising, and Research and Development (IbisWorld, 1999). Thus, it enables the development of a wider scope of the target market. Improved communication between the customer and the organization would enable the organization to produce kitchen utensils according to the needs and customer’s preferences. Intensive market research would help identify the company’s strengths and new opportunities in the market, hence attaining a better competitive position in the industry (Solomon, 2003). Competition The company faces competition from com panies such as Yongkang Ruixiang Metal Products Company and the Chaoan Caitang Shengfeng Stainless Steel Products Factory. Additional competition is from the local industries in countries where the Chinese Kitchen Utensils Production Industry exports their products, such as Taiwan, South Korea and Japan. This is because of the low prices of goods produced locally, since there is no exportation expense (Trade Media Ltd, 2013). The Company should compare its pricing methods to those of the competitors. A low price would lead to the attraction of consumers in the market. In the exporting countries, the company should ensure mass exportation of goods to reduce the costs, hence maintaining competitive prices with the local industries (Jeannet & Hennessey 2004). The Company should develop niche segmentation in the market, whereby there would be production of specialized design of products as per the customer’s request. Marketing research would enable the organization to produce pro ducts that can suite a large number of consumers (Pearce & Dent, 2009). It would enable the company to segment the market according to the needs of the variety of societies in the countries. Customers are attracted to quality products. The organization, therefore, has to produce higher quality products than their competitors to attract more consumers. Intensive promotion of goods, development of attractive labels and

Charismatic behavior leadership Essay Example | Topics and Well Written Essays - 500 words

Charismatic behavior leadership - Essay Example In regard to communication, charismatic leaders need more than just the distribution of information in order to communicate effectively. Therefore, to be effective, emotional appeals in their rhetoric are often incorporated, this includes use of symbols, metaphoric and dramatic language hence lending credibility to communication. Moreover, when charismatics communicate with inspiration, passion, motivation and emotion, followers are expected to attribute charisma. Additionally, charismatic leaders are renowned for passionate exciting public oratory thus, making the audience full of excitement. Therefore, the charismatic behaviours in this context lead to a self-serving style, since this leaders seek to appeal themselves to the people (Levay, 2010). Moreover, founding a trust connection with followers is so vital for charismatic leaders. Further integrity is created by signifying consistency and honesty among said personal actions and actions. In order to constantly adhere to a morals base, values and needs of followers must be understood by charismatic leaders. Therefore, by trying to gain trust, the charismatic leaders are trying to lead a self-serving style where their main aim is to create a positive impression of themselves, among those that they lead. However, followers do not regard charisma to be founded on visions, but they regard visionary attributes of charisma to be existing in a leader who customizes the vision with persistent resolve. Thus, it is the follower’s internalization on visions that direct them to regard charisma to a leader (Conger, Kanungo, & Menon, 2000). There are two types of charismatic leaders, the positive charismatic leaders and the negative charismatic leaders. The personality and values of a charismatic leader will provide evidence on whether a leader is viewed negatively or